Purchasing a Manufactured Home that does not currently have a 433a Occupancy Certificate

If you find out that your manufactured home you wish to purchase does not have a 433a recorded or issued, we can still help with your manufactured home financing.

Today's manufactured homes are legally installed by getting a County/City permit to prior to the install. When the work is done, the Inspector comes back and signs off the work as completed successfully.

But, older manufactured homes did not always have a 433a Certificate issued at the time they were installed. And, even if this is the case, the foundations may be permanent.

The goal is to have the seller pay for the installation, out of his sales proceeds. We can get you a purchase money loan for the manufactured home and close the loan as soon as the County issues the 433a certificate. I have a manufactured home foundation installation company that will collect their funds at loan closing.

Please call to discuss more details of your particular transaction.

Home in a mobile home park

Usually permanent foundations are not used here.

Even if the house has a permanent foundation, if it is traditional mobile home park, it will still require mobile home financing.

However, there are locations where the homes own the land under them, and they look like parks but are really subdivisions.